Scan result: Device: Genesis demo · delivery toggle: Payment result:
Secure biometric payment
Your face. Your token.
Your money.
No cards. No data shared or held. Just you.
MO
Maple & Oak Co.
Handmade Oak Table
$128.50
First time? Set it up once in this flow.
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Biovital token

Let's take a look

Ready to scan
BPM--
Timer0s
End-to-end encryption
Identified by your face ✓
Welcome back, Silvia @silvia.oak

Confirm your payment

MO
Maple & Oak Co.
Handmade Oak Table
$128.50
Pay from
First National · ····4021
Deliver to
128 Market St, Apt 4 · SF
Total$128.50
Only your face can authorize this. rostopay never holds your money — it moves bank to bank.
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You're new here

We couldn't find any token associated with your face — setup takes about 30 seconds. Nothing to type.

Your data never leaves your device.
✓ Face captured — no need to scan again
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New device spotted

We recognized your face ✓ — but we've never seen this device before. One quick code keeps your money safe.

Unrecognized device · San Francisco, CA
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Pay from

Choose an account

Your saved accounts. Pick one for this payment.

First National
Checking ····4021 · default
Blue Harbor CU
Savings ····8890
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Deliver to

Delivery address

Saved address
Silvia Oak
128 Market St, Apt 4
San Francisco, CA 94103
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Welcome to rostopay

Let's create your
face token ✨

It's a one-time job. Free to pay, forever.
Never fill a checkout form again.

We never hold your data — it stays always with you.
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Biovital token

Biovital check

Look at your camera. We read your live pulse.

Ready to scan
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Sync bank · Plaid

Connect your bank

We're an online cash-moving technology. Sync your account once and pay in cash — with a discount, every time.

Plaid
Connect your bank in seconds — no documents.
Only your face can authorize a payment.
We can never access your bank — just you.
Bank-grade encryption via Plaid. We never see or hold your login info.
End-to-end encryption
Sync bank · Plaid

Choose your accounts

Connected via Plaid. Pick one or more accounts, and set your default to pay from.

Bank connected · verified your identity & address
First National
Checking ····4021
Blue Harbor CU
Savings ····8890
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One quick extra step

Let's scan your ID

No worries — your bank didn't share everything, so we'll read your ID right here on your device. Sieve reads it (MRZ) — it never leaves your phone.

📄 Point your ID here
Driver's license or passport
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Almost done · no worries

Pick your @alias

This is your friendly handle — how friends and merchants can send or request money.

We got your email from your bank — nothing to type. ✨
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It's almost done

Confirm & authorize

Here's what your bank shared. Confirm it's you and authorize.

Your details from your bank · Plaid · tap to edit
Pay fromFirst National · Checking ····4021
Biovital token created
Face · liveness · voice — on your device
Identity verified
via your bank (Plaid)
Deliver here?
Silvia Oak
128 Market St, Apt 4
San Francisco, CA 94103
Face token created
Welcome, Silvia · @silvia.oak
We've emailed you how to manage your rostopay.
Review & confirm your payment
MO
Maple & Oak Co.
Handmade Oak Table
$128.50
Pay fromFirst National · ····4021
Deliver to128 Market St, Apt 4 · SF
Total$128.50
Next, sign with your face to authorize. rostopay never holds your money — it moves bank to bank.
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Authorize · biovital signature

Sign with your face

Ready to sign
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—
—
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Extra verification · 1 of 3

Confirm your ID

For this payment, scan an official document. We read it on your device — we never keep it.

Place your passport inside the frame
Read on-device · MRZ · never stored
Extra verification · 2 of 3

Say the phrase

A fresh phrase, just for now — this proves it's you live, not a recording.

Say out loud
"maple river seven"
Voice matched
Tap to record
Challenge-response · deepfake proof
Extra verification · 3 of 3

Enter the code

We emailed a 6-digit code to silvia@email.com. Enter it to authorize.

Didn't get it?
End-to-end encryption
Whoa — that's a big one
This is an unusually large movement for your profile. You're already verified — but for your security, we'll hold this payment for 2 hours. During this window we'll send you extra confirmations to approve it.
Verified now
Face · voice · document · code
2-hour security hold
We watch for anything unusual
Extra confirmation
Email + push to approve or cancel
Money moves
Settles once you confirm
Releases in
02:00:00
Amount$62,500.00
ToMaple & Oak Co.
Releases byToday · 6:12 PM
Security hold · confirm to release

Approve your payment

Your 2-hour hold is complete. Get a one-time code to release $62,500.00 to Maple & Oak Co.

End-to-end encryption
That's it — you're approved! 🎉
We know a little bump in the road isn't fun — but it's how we keep your money safe. Your payment is on its way.
$$$
$128.50
Sending your payment…
Moving money bank to bank · instantly
Signed with your face
Authorizing with your bank
Settling to Maple & Oak Co.
End-to-end encryption
$128.50
Paid to Maple & Oak Co.
✓ Settled instantly · signed with your face
ItemHandmade Oak Table
Paid withFace · First National ····4021
Deliver to128 Market St, Apt 4 · SF
DateJul 20, 2026 · 4:12 PM
ReceiptRP-10480
Total paid$128.50
Cryptographic proof
Signed oniPhone · San Francisco, CA
Sieve ID
Transaction
Verify your transaction by hashcode on verify.rostopay.com →
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